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20. No water in the bed, which appears to have a very rapid fall; its general course is about north north east. At twelve miles, seeing a stony hill of considerable elevation, I left the bed, and went towards it. At the base of it was a deep creek; I was pleased to see a fine supply of water in it. I immediately sent Thring back to guide the party up here to morrow, whilst I with the two others proceeded with the examination of the river further down. After following it for about ten miles through a beautifully grassed country, passing occasionally sandstone rises, with apparently scrub on their tops, camped at the base of one of them. Friday, 20th June, First Camp North of Gorge. Returned to the other water, and at noon met the party and brought them on to this water. We have passed a few stringy bark trees. In the bed of the river there is growing some very large and tall timber, having a dark coloured bark, the leaf jointed the same as the shea oak, but has not the acid taste: the horses eat it. There are also some very fine melaleuca trees, which here seem to displace the gums in the river.


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L. Mulshine, Q. X. Sang, and H. E. Nieburgs 2005 A subset of insitu tumor cell clusters lacks expression of proliferation andprogression related markers but shows signs of stromal and vascular invasion. Cancer Detect. Prev. 29, 323 331. Epub 2005 Aug. 22.



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Verdict: Obama levels more personal attacksThursday, September 06, 2012, 4:33 AM Just snips of the most ridiculous smears. Asked to address the personally negative nature of the campaign, Obama campaign spokeswoman Lis Smith said the Democratic convention this week represented the partys positive vision for America. Americans are hearing every day at the Democratic convention about the Presidents plans to move America forward by continuing to create more jobs, improve education and strengthen the middle class. And they also are learning about Mitt Romneys plans to take us back with tax cuts for the wealthiest Americans paid for by the middle class, deep cuts to critical investments like education and commitment to letting Wall Street write its own rules again, she said. It is not that the Obama led attacks on Romneys character have been especially vicious by historical standards. But they have been both relentless and remorseless, designed to portray Romney as too flawed personally to be a viable political alternative : Obama senior adviser David Axelrod early in the campaign called Romney a charlatan. Senior White House adviser David Plouffe made the same hollow man argument during the GOP primaries: You get the sense with Mitt Romney that if he thought it was good to say the sky was green and the grass was blue to win an election, hed say it. Obamas campaign has suggested Romney is deceitful or corrupt. Deputy campaign manager Stephanie Cutter, highlighting inconsistencies in Romneys explanation of his departure from Bain Capital, suggested that Romney is misrepresenting his position at Bain to the SEC, which is a felony. . The alternative, she said, is Romney was lying to the American people.



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Missing control variablesThe analysis does not include control variables on the loan category. Kiva works with several loan sector categories such as Agriculture or Education. Further attributes can be specified such as green, youth, and multiple tags can be included technology trees. At the minimum, I would include the sector in which the loan is requested as a control variable consisting of multiple dummy variables. The loan category highly influences funding and repayment success with some categories being more attractive to fund and some categories showing lower level of risk in repayment. The finding that product category is important predictor of funding success has been found in the context of Kickstarter, for example in the research of Mitra and Gilbert 2014. ClosingIn 2017, Kiva was able to provide a total of $152 million in loans to poor people around the world and $1 billion in loans since 2005. The microfinance via a crowdfunding platform, one of the emergent business models identified at the international microfinance conference 2017, seems to become more popular means of providing loans to the poor. Moss et all. 2015 are able to contribute to the efficiency of this platform and our understanding of signaling in microfinance platforms by researching the role of virtuous orientation and entrepreneurial orientation in loan texts. The entrepreneurial orientation of a loan text contributes to funding and repayment whereas virtuous orientation does not.

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